adminAre you a Lotus bank user in search of Lotus bank ussd code for banking transactions? If yes, then this article is definitely for you.
With the technology era today, most banks have provided their users with a platform that allows them to perform financial transactions without physically coming to the bank.
That’s why we have taken our time to provide for you the steps you need in order to make use of Lotus bank ussd code.
Lotus Bank USSD Code
Before we proceed on the steps to make use of the above code, let us tell you what Lotus bank code is all about.
The official Lotus bank ussd code is *5045#. With this code you can perform most banking transactions such as send money, purchase airtime, pay utility bills and much more from the comfort of your home.
As a matter of fact, this code was created to make banking much easy for everyone and also eradicate the idea of standing on long bank ques to make things done.
Benefits of Lotus Bank USSD Code
Below are the benefit of making use of the above code;
- Purchase airtime for yourself and loved ones with just a dial on your phone
- Send money to business partners and families without stress.
- Have access to your account at any point in time.
- Pay utility bills with ease
- Check account balance at any point in time.
- Request mini account statement to enable you track your expenditure.
Requirements For Lotus Bank Code
Below are the requirements you need to make use of the above code;
- A mobile phone; be it a basic phone or smart device
- Lotus bank ATM debit card; you need to input the number in order to activate your account.
- Lotus bank account; this platform is made available for only Polaris bank customers.
How To Activate Lotus Bank Code
In order to make use of this code, you need to first of all activate it. To do this simply do the following;
- On your mobile device, using the phone number linked to your Lotus bank account dial *5045#
- From the on-screen menu, select Register
- Then input your Lotus bank account number
- Then input the last six digit of your Lotus bank debit card.
- Create a 4 DIGIT PIN that will be used to authenticate your transaction
- Confirm the PIN by inputting it again.
- A message will be sent to you indicating that you have successfully activated your account.
Read Also: List of All Polaris Bank USSD Code
How To send Money to Other Lotus bank users using this Code
To do this, simply do the following;
- On your mobile device, using the phone number linked to your Lotus bank account dial *5045#
- From the on-screen menu, select Transfer
- Then select to Lotus bank
- Input the Lotus bank account number you wish to send the money to
- Then input the amount you wish to send
- Double check your transaction details to avoid any error.
- Input your PIN to authenticate your transaction.
How To send Money To To Other Banks Using this Code
In order to do this, simply do the following;
- On your mobile device, using the phone number linked to your Lotus bank account dial *5045#
- From the on-screen menu, select Transfer
- Then select To other banks
- Input the account number you wish to send the money to
- Then select the bank of the recipient
- Input the amount you wish to send
- Double check your transfer details to avoid any error
- Input your PIN to authenticate your transaction.
How to Purchase Airtime For Self Using The Lotus Bank Code
To do this, simply do the following;
- On your mobile device, using the phone number linked to your Lotus bank account dial *5045#
- From the on-screen menu, select airtime purchase
- Then select for self
- Input the amount you wish to purchase
- An sms will be sent to you that you have successfully purchase your airtime.
How to Purchase Airtime for others using the Lotus bank code
To do this simply do the following;
- On your mobile device, using the phone number linked to your Lotus bank account dial *5045#
- From the on-screen menu select Airtime purchase
- Then select for others
- Input the phone number you wish to purchase the airtime for
- Then input the amount
- Double check your transaction details to avoid any errors.
- Input your PIN to authenticate your transaction.
List of Lotus Bank Codes
Lotus Bank code to check balance – *5045*5*1#
Lotus Bank code for transfer of money to Lotus Bank – *5045*amount*account Number#
Lotus Bank code for transfer of money to other banks – *5045*3*Amount*Account number#
Lotus Bank code to buy airtime for self – *5045*amount#
Lotus Bank code to buy airtime for others – *5045*amount*phone number#
Lotus Bank code for checking BVN – *565*0#
Account Opening – *5045*0#
Data Purchase – *5045*2*#
Bill Payment – *5045*3#
Lotus Bank code for Cash Deposit – *5045*4#
Lotus Bank code for Cardless Withdrawal – *5045*5#
Lotus Bank code for Getting Soft Token – *5045*6#
Lotus Bank code for Apply for Financing – *5045*7#
Lotus Bank code for Making Inquires – *5045*9#
Conclusion
With the above article, making use of Lotus bank code has been made easy, you just need to follow the steps below in order to make use of it.
Feel free to ask your questions in the comment section below.
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